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Registered Disability Savings Plan (RDSP)
3 Tips to Maximize your Savings:
Financial security for Canadians with Disabilities
Families worry about how a loved one with a severe disability will be cared for in future years. The Registered Disability Savings Plan (RDSP) and generous federal grants and bonds make it easier for people with disabilities to save for long-term financial security.
The sooner you start saving, the earlier you can start building long-term financial security.
Why are RDSPs the Best Way to Save?
- Anyone can contribute to an RDSP with written consent of the account holder
- Total lifetime contribution for each beneficiary is $200,000 with no annual contribution limits
- Contributions
- can be matched, based on family income, with up to $3,500 a year in
- Canada Disability Savings Grants and up to $1,000 a year in Canada
- Disability Bonds
- Money you contribute grows tax-free
- Savings with withdrawals do not affect federal and provincial income-tested benefits
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