MONEY ADVISORS INC.

Registered Disability Savings Plan (RDSP)

Financial security for Canadians with Disabilities

Families worry about how a loved one with a severe disability will be cared for in future years. The Registered Disability Savings Plan (RDSP) and generous federal grants and bonds make it easier for people with disabilities to save for long-term financial security.

The sooner you start saving, the earlier you can start building long-term financial security.

3 Tips to Maximize your Savings:

  1. Start saving early – make it automatic by enrolling in a pre-authorized chequing program
  2. Contribute each year to get the maximum annual Canada Disability Savings Grant and Canada Disability Savings Bond
  3. Plan your withdrawals to avoid federal grant and bond repayments

Why are RDSPs the Best Way to Save?

  • Anyone can contribute to an RDSP with written consent of the account holder
  • Total lifetime contribution for each beneficiary is $200,000 with no annual contribution limits
  • Contributions can be matched, based on family income, with up to $3,500 a year in Canada Disability Savings Grants and up to $1,000 a year in Canada Disability Bonds
  • Money you contribute grows tax-free
  • Savings with withdrawals do not affect federal and provincial income-tested benefits

Mutual Funds provided through Carte Wealth Management Inc.

WE ARE MONEY ADVISORS

Take Your Financial Plan to New Heights!

Think about your goals and call for a meeting!

Your potential is unlimited. It depends on you. How far do you want go?

Cathie Orfali

Money Advisors Inc.

235 Montreal Rd. Suite 100
Ottawa, ON
K1L 6C7
(613) 695-7526

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